Critical illness insurance benefits a large amount of money if you are diagnosed with a serious illness or pre-listed critical illness like kidney disease, cancer, etc.If you think of insurance as an umbrella, then the decision would be much more comfortable. You need protection from the Sunray or the rain. You would buy an umbrella depending on how much protection do you need; the size of the umbrella will vary accordingly.The same goes for an insurance cover. You are buying…